If you’re in an auto accident, the first thing you want to know is if everyone involved is okay. The second item to check off is whether you have affordable auto insurance that will cover the damage. Do you know if your auto insurance policy has you adequately covered? For collision, liability and a rental car? Visit with your BankWest Insurance professional to ensure you have the proper coverage for those unexpected events.
It might be tempting to purchase insurance online, but be mindful of the drawbacks: Will your personal needs be met in times of crisis? Will a qualified professional be there to provide advice and assistance? BankWest has you covered.
Here are a few of the basic coverages an automobile policy should provide. To learn about more unique coverages, visit with your nearest BankWest Insurance professional.
South Dakota law requires all motorists to carry liability coverage. This is the most basic coverage and includes three basic components: bodily injury liability, property damage liability and uninsured motorist liability. When purchasing liability insurance, your BankWest Insurance professional can help you find a coverage level that is right for you and your budget.
Collision coverage will pay for physical damage to your vehicle when it strikes another object, such as a light post or tree.
Comprehensive coverage will pay for physical damage to your vehicle under most other circumstances. Some common scenarios include weather-related damage, theft, vandalism, fire, falling objects or damage caused by an animal. Glass repair is often a valuable part of this coverage.
When purchasing comprehensive coverage, you will need to determine a deductible. Your BankWest Insurance professional can help you determine a level that works for your budget.
Other types of coverage
- Medical payment, accidental death and disability coverage
- Rental reimbursement coverage
- Towing or emergency road service coverage