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BankWest Checking

We make checking accounts easy. You have options.

BankWest offers personal checking accounts to match your needs. Whether you want a basic checking account with no frills, or you would like to earn interest, there’s an account that’s right for you.

All BankWest checking accounts offer:

Free Online Banking
Confirm balances, transfer funds, monitor transactions, pay bills, make person-to-person payments, set up account alerts, and more.
Go to Online Banking
Free Mobile Banking
Put the bank in the palm of your hand with the BankWest mobile app. Mobile banking includes all the features of online banking, plus mobile deposit.
Go to Mobile Banking
ID TheftSmart
ID TheftSmart provides comprehensive monitoring, consultation and restoration services to protect your personal identifying information.
More About ID TheftSmart

BankWest has the right Checking Account for you!

Account Key Benefit
ePlus Checking ePlus Checking is our most popular interest-earning checking account. It rewards customers who actively use their debit card and get electronic statements. Best of all, ePlus customers never pay ATM fees.
BW Basic Checking BankWest’s Basic Checking has no monthly charge for qualified customers who receive an e-Statement or meet relationship qualifications.
Premier Checking Premier Checking is the ideal fit for customers who want to earn higher interest with their checking account. Premier Checking customers also receive financial planning consultations.

ePlus Checking

  • No ATM fees, no matter whose machine you use.
  • Interest earning
  • One waived overdraft fee
  • No minimum balance
  • Personal loan discount1
  • $100 minimum to open
  • e-Statements
  • ePlus Reward Rate Requirements: Have 15 or more debit card transactions post to your account during the qualification cycle and receive electronic statements. (Pending debit card transactions and all ACH and ATM transactions are excluded.)

A monthly charge of $5 is waived when reward rate requirements are met.

Current Interest Rates

ePlus Reward Rates4
Daily balance of zero to $50,000 3.00% APY* on entire balance
Daily balance over $50,000 3.00% APY* to 0.30% APY* on daily balance depending on the balance in the account5
Minimum Interest Rate
Base rate if reward rate requirements are not met 0.30% APY* on average daily balance
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BW Basic Checking

A basic checking account with no monthly charge for customers who receive an e-Statement or meet relationship qualifications.

  • No minimum balance
  • Free online banking with bill pay
  • Free mobile banking
  • Unlimited check writing
  • Personal loan discount1
  • $100 minimum to open

A monthly charge of $5 is waived if you meet one of the following: enroll in e-Statements, you are under age 24, maintain a minimum daily balance of $1,500, or have a qualifying automatic monthly deposit2 of $500 or more.

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Premier Checking

Everything you could ever want in a checking account.

  • Higher interest rates
  • No ATM fees
  • Unlimited check writing
  • No annual fee Checkline6
  • Personal loan discount1
  • Free trust consultation3
  • Free investment consultation3
  • Free insurance review3
  • $100 minimum to open

A monthly charge of $10 is waived if you maintain a $3,000 average daily balance. Minimum daily balances of $3,000 earn interest.

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And check this out ...

Switch to BankWest

Switching banks can seem like a chore. We have the people and tools to help you with this transition. Use our Switch Kit to help make a smooth account transition.

Get Switch Kit
Add Up

Each time you make a debit card purchase, we calculate the amount needed to round the purchase up to the nearest dollar and transfer that amount from your checking account to savings.

Enroll Now
Secure, Fast Check Ordering

Ordering checks online from Harland Clarke, our preferred provider, is as safe and secure as ordering them in person or over the phone.

Order Checks

Unwavering Commitment

Our bankers are some of the friendliest, most experienced professionals in the business. They’re ready to assist you with personalized service.

External Link Disclaimer

BankWest has no control over information at any site hyperlinked to or from this Site. BankWest makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by BankWest of any information in any hyperlinked site. In no event shall BankWest be responsible for your use of a hyperlinked site.

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