Personal Loans

Making Dreams Come True

Dreams come in all shapes, sizes and colors. It might be a new car, boat or motorcycle. Others dream about traveling abroad or finally remodeling their kitchen just the way they always wanted. Ensure those dreams can come true by applying for a personal loan.

Ways you can use a personal loan from BankWest

Consolidate Debt
Combine your high-rate loans into one, low-interest loan.
Emergency Fund
Create an emergency fund with a BankWest line of credit, making extra cash immediately available when you need it.
Finance Your Dreams
Finance a new or used car, boat, RV, camper or travel trailer. Or build the kitchen, deck or garage you’ve always wanted.

BankWest offers a variety of personal loans.

Account Key Benefits
Personal Loan A flexible loan that can be used for almost any personal expense.
Vehicle Loan Finance your new ride - whether it's a car, boat, RV or other mode of transport.
Home Equity Loan & Lines of Credit Use the equity in your home to finance major purchases or projects.
Checkline If your checking account becomes overdrawn, Checkline automatically transfers available funds from your personal line of credit to cover the transaction.

Personal loans

  • No application fees.
  • Flexible terms.
  • Refinancing loans from other financial institutions.
  • Pre-approvals available.
  • Rate discounts for BankWest checking customers.
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Vehicle Loan

  • Finance a new or used car, boat, RV, camper or motorcycle.
  • No application fees.
  • Flexible terms.
  • Refinancing loans from other financial institutions.
  • Pre-approvals available.
  • Rate discounts for BankWest checking customers.
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Home equity loans and lines of credit

  • Financing up to 90 percent of loan-to-value.
  • Flexible term options.
  • Low minimum loan payments – including interest-only payment options on lines of credit.
  • Low closing costs.
  • No non-use charge on lines of credit.
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Checkline

  • If your checking account is overdrawn, Checkline will make an automatic advance to cover the purchase.
  • Write yourself loans with Checkline.
  • $50 annual fee.
  • Fixed interest rate.
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Home Loans

Are you thinking about building or buying a new home? Our BankWest mortgage originators have the experience and knowledge to put you in your dream home quickly and easily. Click below to learn more.

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Business Loans

Are you thinking about starting a new business? Expanding the business you own? Our BankWest lenders have the ability to make local decisions, based upon your market, and provide valuable financial insight.

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Find A Branch Nearby

BankWest is conveniently located across South Dakota. Find a branch near you and stop in to visit with one of our trusted lenders.

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Dream Big.

We provide competitive rates, tailored to your personal needs and situation.

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