ID TheftSmart
ID TheftSmart provides comprehensive monitoring, consultation and restoration services to protect your personal identifying information. With enrollment, you receive:
- Ongoing credit monitoring and updates, with access to real-time dashboard reports
- Unlimited access to and consultation with credit specialists
- A designated licensed investigator to assist in resolving all issues should your identity become compromised
BankWest checking customers qualify for comprehensive services – for just $6.99 per month.
Enroll Now
You may also enroll at any BankWest location or by calling 1-800-253-0362.
How ID TheftSmart Raises the Bar
Some services monitor subscribers’ personal information. Others monitor information and provide alerts. ID TheftSmart’s licensed investigators combat identity theft issues with a three-staged defense – they attack the issues before, during and after subscribers become victims of ID theft. With this multifaceted approach, all subscribers benefit from the experience and expert consultation provided by the investigators.
Protection – Immediate and direct access
- Consultation with experts on best practices for managing your information
- Safety guidelines for communicating and interacting online
- Information about your cardholder rights under federal and state laws
- Best practices for safeguarding your privacy
- Access to a personal advocate should your identity be compromised
Detection – Analyze, consult and prepare
- Creation of an action plan if your information has been compromised
- Interpretation and analysis of credit reports
- Assistance in establishing fraud alerts
- Assistance in how to freeze your credit
- Consultation and resolution of any ongoing issues
Restoration – Resolve and restore
- Assessment of the scope and impact of identity fraud
- Assistance in obtaining police reports
- Access to a tri-merge credit report (a single report that merges credit report data from the three major consumer credit reporting agencies) and performance of full non-credit searches
- An advocate to work on your behalf until all ID theft issues are verifiably resolved
- Placement of seven-year fraud victim statements with credit reporting agencies if applicable