ePlus Checking Account
ePlus Checking is our most popular interest-earning checking account.
Earn more and skip the ATM fees.
Why ePlus Checking?
Our ePlus Checking account rewards customers who actively use their debit card and get electronic statements. Earn interest and never pay ATM fees, no matter the machine!
ePlus Reward Rate Requirements
Have 15 or more debit card transactions post to your account during the qualification cycle and receive electronic statements (pending debit card transactions and all ACH and ATM transactions are excluded). A monthly charge of $5 is waived when reward rate requirements are met.
Current Interest Rates
ePlus Reward Rates2
- Daily Balance of Zero to $50,000: 3.00% APY* on entire balance
- Daily Balance over $50,000: 3.00% APY* to 0.30% APY* on daily balance depending on the balance in the account3
Minimum Interest Rate
- Base rate if reward rate requirements are not met: 0.30% APY* on average daily balance
Switch To BankWest
Switching banks can seem like a chore. We have the people and tools to help you with this transition.
Add Up
Each time you make a debit card purchase, we calculate the amount needed to round the purchase up to the nearest dollar and transfer that amount from your checking account to savings.
Order Checks
Ordering checks online from Harland Clarke, our preferred provider, is as safe and secure as ordering them in person or over the phone.
Disclosures
1 Pending application approval. Discount applies with automatic payment from your BankWest checking account.
2 ePlus Reward Rate Requirements: Have 15 or more debit card transactions post to your account during the qualification cycle and receive electronic statements. Pending debit card transactions and all ACH and ATM transactions are excluded.
3 Balances up to $50,000 receive annual percentage yield (APY) up to 3.00%; and balances over $50,000 earn 0.30% interest on the portion of the balance over $50,000, resulting in 3.00%-0.30% APY depending on the balance in the account.
*Annual Percentage Yield (APY) accurate as of May 1, 2024. Rates may change after account is opened. Fees may reduce earnings on account. $100 minimum to open. Restrictions may apply.
Helping you cultivate financial success
If you haven’t made a mobile deposit using BankWest’s mobile app now is the perfect time. Here's how!
There’s no time like the present to get your personal finances organized and under control. Take a look at these ideas to strengthen your portfolio and make your money start working (out) for you!
Stay in control of your finances from anywhere life takes you.