ePlus Checking Account

ePlus Checking is our most popular interest-earning checking account.

Earn more and skip the ATM fees.

Money Growth
Earn interest to grow your funds.
Rewards
Earn the “reward rate” when you meet qualifications.
Flexible
No minimum balance.
Savings
Personal loan discount.1

Why ePlus Checking?

Our ePlus Checking account rewards customers who actively use their debit card and get electronic statements. Earn interest and never pay ATM fees, no matter the machine!

ePlus Reward Rate Requirements

Have 15 or more debit card transactions post to your account during the qualification cycle and receive electronic statements (pending debit card transactions and all ACH and ATM transactions are excluded). A monthly charge of $5 is waived when reward rate requirements are met.


Current Interest Rates

ePlus Reward Rates2

  • Daily Balance of Zero to $50,000: 3.00% APY* on entire balance
  • Daily Balance over $50,000: 3.00% APY* to 0.30% APY* on daily balance depending on the balance in the account3

Minimum Interest Rate

  • Base rate if reward rate requirements are not met: 0.30% APY* on average daily balance

Disclosures

1 Pending application approval. Discount applies with automatic payment from your BankWest checking account.
2 ePlus Reward Rate Requirements: Have 15 or more debit card transactions post to your account during the qualification cycle and receive electronic statements. Pending debit card transactions and all ACH and ATM transactions are excluded.
3 Balances up to $50,000 receive annual percentage yield (APY) up to 3.00%; and balances over $50,000 earn 0.30% interest on the portion of the balance over $50,000, resulting in 3.00%-0.30% APY depending on the balance in the account.

*Annual Percentage Yield (APY) accurate as of May 1, 2024. Rates may change after account is opened. Fees may reduce earnings on account. $100 minimum to open. Restrictions may apply. 

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