Business Checking Accounts
Our business checking accounts are designed with business owners in mind.
Enjoy the benefits of a BankWest business checking account.
Business Checking Made Easy
We offer three simple, straightforward and affordable options for business and agribusiness accounts: Analyzed Checking, Business Checking and Select Checking Plus.
Analyzed Checking
Analyzed Checking is designed for businesses with moderate to high transaction counts that require a formal assessment of payables, receivables, and cashflows.
- Earnings allowance to offset service fees
- Analyzed monthly statement
- Free Basic Business Online banking, or Classic Online Banking packaged pricing
- $100 opening deposit
- $7.50 monthly service fee
Business Checking
Business Checking is designed for businesses with low to moderate transaction counts, prioritizing low-cost convenience. This account offers a simple, flat-fee package that eliminates budgeting guesswork.
- $100 opening deposit
- No monthly balance requirements
- Free basic Online Banking with e-Statements1
- Business debit card2
- Free night-drop service
- Flat-fee structure
- Up to 50 items3 per month - $2 monthly charge
- 51 to 499 items3 per month - $5 monthly charge
- 500 or more items3 per month - negotiated flat fee
Select Checking Plus
Select Checking Plus is a business checking account that earns interest. This account is designed for non-profits, community causes, and organizations.
- No monthly charges
- $100 opening deposit
- Free basic Online Banking with e-Statements1
- Business debit card2
- Free night-drop service
- No minimum balance requirements
- Daily balances of $1,000 or more earn interest
Business Debit Cards
Manage your checking account with a business debit card. This free service allows you and your most trusted employees to use a business debit card wherever VISA® cards are accepted. Business debit cards work like a check, but are faster and easier. They also save you time and money by reducing the number of checks written each month, reducing the reconciliation process, and reducing the number of checks you order.
- Welcomed everywhere VISA is accepted.
- Backed by VISA security and liability protection.
- Itemized purchases are listed on your monthly statement.
- Order additional cards for your trusted employees.
- Authorize individual spending limits for employees.
Disclosures
1 Paper statement is available for a $3 monthly service fee.
2 Subject to application approval.
3 Items include ACH debits and all checks paid and deposited.
What if Your Debit Card is Lost or Stolen?
- During regular business hours: Contact the BankWest eBanking Center at (800) 253-0362. Your card number will be “hot carded,” (made ineligible for use) and a replacement card will be ordered.
- Outside regular business hours: Call Visa’s® lost or stolen card center at (800) 236-2442. Here you will be able to cancel the card. However, a replacement card will not be ordered. To order your replacement card, contact the BankWest eBanking Center at 1-800-253-0362 during regular business hours.
- Anytime: Turn your card off using the free card controls in BankWest online banking or our mobile app. If you find your card and are certain it has not been compromised, turn the card back on using the card controls and continue using the card. If you find your card but are not certain your card was not compromised, you do not find your card, or your card is stolen, call our eBanking Center during regular business hours or VISA’s stolen card center if outside our regular business hours.
Card Controls
With our card controls, you control how, when and where your BankWest debit card is used. Card controls are available through BankWest online banking and our mobile app.
- Turn your card on and off
- Set up transaction alerts
- Restrict card transactions by geography
- Restric card transactions by transaction type
- Establish spending limits
- Submit travel notifications
- Report a lost or stolen card
- Request a new card
Getting Started with Card Controls
Log in to BankWest online banking or open our mobile banking app. Select Card Controls from the main menu, then choose Card Details. Choose either Card Controls or Alerts and complete enrollment. After enrolling, you will arrive on the screen where you can select the controls you wish to activate.
Visa Secure Remote Commerce Information
Simplify paying online. Enroll your BankWest debit card in Visa SRC. Enrollment in Visa Secure Remote Commerce (SRC) means you no longer have to enter a 16-digit card number, remember passwords, or complete long forms when making online or in-app purchases. Enjoy time-saving digital checkout when you see the icon to the left.
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