Business Checking Accounts

Our business checking accounts are designed with business owners in mind.

Enjoy the benefits of a BankWest business checking account.

Affordable
Low opening deposit.
Convenient
Free debit card, online banking & more.
Earning-Potential
An option to earn interest.

Business Checking Made Easy

We offer two simple, straightforward and affordable options for business and agribusiness accounts: Business Checking and Select Checking Plus.

Business Checking

Business Checking offers a simple, flat-fee package that eliminates budgeting guesswork. There are no unpredictable account fees. This account is available to corporations, estates, fiduciaries, limited liability companies, partnership/joint ventures, sole proprietorships, trusts, and unincorporated associations.

  • $100 opening deposit
  • No monthly balance requirements
  • Free basic Online Banking with e-Statements1
  • Business debit card2
  • Free night-drop service

Business Checking: Flat-Fee Structure

The flat-fee structure of our Business Checking account takes the guesswork out of budgeting. Here are the charges, based upon the number of transactions each month:

  • Up to 50 items3 per month - $2 monthly charge
  • 51 to 499 items3 per month - $5 monthly charge
  • 500 or more items3 per month - negotiated flat fee

Select Checking Plus

Select Checking Plus is a business checking account that earns interest. This account is available to estates, fiduciaries, non-profit corporations, sole proprietorships, trusts, and unincorporated associations.

  • No monthly charges
  • $100 opening deposit
  • Free basic Online Banking with e-Statements1
  • Business debit card2
  • Free night-drop service
  • No minimum balance requirements
  • Daily balances of $1,000 or more earn interest

Business Debit Cards

Manage your checking account with a business debit card. This free service allows you and your most trusted employees to use a business debit card wherever VISA® cards are accepted. Business debit cards work like a check, but are faster and easier. They also save you time and money by reducing the number of checks written each month, reducing the reconciliation process, and reducing the number of checks you order.

  • Welcomed everywhere VISA is accepted.
  • Backed by VISA security and liability protection.
  • Itemized purchases are listed on your monthly statement.
  • Order additional cards for your trusted employees.
  • Authorize individual spending limits for employees.

Disclosures

1 Paper statement is available for a $3 monthly service fee.
2 Subject to application approval.
3 Items include ACH debits and all checks paid and deposited.

What if Your Debit Card is Lost or Stolen?

  • During regular business hours: Contact the BankWest eBanking Center at 800-253-0362. Your card number will be “hot carded,” (made ineligible for use) and a replacement card will be ordered.
  • Outside regular business hours: Call Visa’s lost or stolen card center at 800-236-2442. Here you will be able to cancel the card. However, a replacement card will not be ordered. To order your replacement card, contact the BankWest eBanking Center at 800-253-0362 during regular business hours.
  • Anytime: Turn your card off using the free SecurLOCK® Equip app. If you find your card and are certain it has not been compromised, turn the card back on using the SecurLOCK Equip app and continue using the card. If you find your card but are not certain your card was not compromised, you do not find your card, or your card is stolen, call our eBanking Center during regular business hours or Visa’s stolen card center if outside our regular business hours.

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