Business Checking Accounts
Our business checking accounts are designed with business owners in mind.
Enjoy the benefits of a BankWest business checking account.
Business Checking Made Easy
We offer two simple, straightforward and affordable options for business and agribusiness accounts: Business Checking and Select Checking Plus.
Business Checking
Business Checking offers a simple, flat-fee package that eliminates budgeting guesswork. There are no unpredictable account fees. This account is available to corporations, estates, fiduciaries, limited liability companies, partnership/joint ventures, sole proprietorships, trusts, and unincorporated associations.
- $100 opening deposit
- No monthly balance requirements
- Free basic Online Banking with e-Statements1
- Business debit card2
- Free night-drop service
Business Checking: Flat-Fee Structure
The flat-fee structure of our Business Checking account takes the guesswork out of budgeting. Here are the charges, based upon the number of transactions each month:
- Up to 50 items3 per month - $2 monthly charge
- 51 to 499 items3 per month - $5 monthly charge
- 500 or more items3 per month - negotiated flat fee
Select Checking Plus
Select Checking Plus is a business checking account that earns interest. This account is available to estates, fiduciaries, non-profit corporations, sole proprietorships, trusts, and unincorporated associations.
- No monthly charges
- $100 opening deposit
- Free basic Online Banking with e-Statements1
- Business debit card2
- Free night-drop service
- No minimum balance requirements
- Daily balances of $1,000 or more earn interest
Business Debit Cards
Manage your checking account with a business debit card. This free service allows you and your most trusted employees to use a business debit card wherever VISA® cards are accepted. Business debit cards work like a check, but are faster and easier. They also save you time and money by reducing the number of checks written each month, reducing the reconciliation process, and reducing the number of checks you order.
- Welcomed everywhere VISA is accepted.
- Backed by VISA security and liability protection.
- Itemized purchases are listed on your monthly statement.
- Order additional cards for your trusted employees.
- Authorize individual spending limits for employees.
Disclosures
1 Paper statement is available for a $3 monthly service fee.
2 Subject to application approval.
3 Items include ACH debits and all checks paid and deposited.
What if Your Debit Card is Lost or Stolen?
- During regular business hours: Contact the BankWest eBanking Center at 800-253-0362. Your card number will be “hot carded,” (made ineligible for use) and a replacement card will be ordered.
- Outside regular business hours: Call Visa’s lost or stolen card center at 800-236-2442. Here you will be able to cancel the card. However, a replacement card will not be ordered. To order your replacement card, contact the BankWest eBanking Center at 800-253-0362 during regular business hours.
- Anytime: Turn your card off using the free SecurLOCK® Equip app. If you find your card and are certain it has not been compromised, turn the card back on using the SecurLOCK Equip app and continue using the card. If you find your card but are not certain your card was not compromised, you do not find your card, or your card is stolen, call our eBanking Center during regular business hours or Visa’s stolen card center if outside our regular business hours.
SecurLOCK Equip Information
Giving you control over how, when and where your BankWest debit card is used. Using the free SecurLOCK Equip mobile app, you not only control use of your debit card, but can also monitor your transaction activity in real time.
- Turn your debit card on and off
- Turn certain channels (in-store, online, mobile, ATM) on and off
- Set transaction spend limits
- Specify geographic locations where the card may be used
- Select merchants where the card may or may not be used
- View recent transactions
- Receive transaction alerts
Use SecurLOCK Equip with your BankWest debit card and a supported Apple® or AndroidTM mobile device.* Begin by downloading the free app from the App Store or Google Play. Once the app has been installed on your device, register your BankWest debit card by following the on-screen prompts.
*Supported mobile devices include devices running Android version 6.0 or later and Apple iOS 10.3 or later on iPhone or iPod Touch.
Visa Secure Remote Commerce Information
Simplify paying online. Enroll your BankWest debit card in Visa SRC. Enrollment in Visa Secure Remote Commerce (SRC) means you no longer have to enter a 16-digit card number, remember passwords, or complete long forms when making online or in-app purchases. Enjoy time-saving digital checkout when you see the icon to the left.
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