Credit Cards
Looking for a flexible financing option? A BW credit card could be the perfect fit.
Credit cards can help manage expenses and make everyday purchases easier.
Why a BankWest Credit Card?
Whether you are looking to increase your purchasing power or improve expense control, we have a card that is right for you.
BankWest Platinum Credit Card
- Introductory 0% APR on purchase and balance transfers for the first six months. After that, a variable APR that’s currently 13.24% to 21.24% will apply.4 Terms and Conditions
- Our lowest APR card designed for clients who frequently carry a balance from month to month.
- Mastercard® Benefit – ID Theft Resolution services.1 Check out the Mastercard® Guide to Benefits.
BankWest Platinum Rewards Credit Card
- Valuable Cash Back Rewards – 1% cash back for every dollar spent.3
- $50 cash back if you spend $1,000 in the first 3 months.2
- Redeem cash back for a statement credit or a deposit into your BankWest checking account.
- ID Theft Protection.1
- Mastercard Guide to Benefits
- Credit Card Terms and Conditions
- Rewards Terms and Conditions
BankWest World Credit Card
- Earn 1% cash back for every dollar spent.3
- $100 cash back if you charge $3,000 in the first 3 months.2
- Redeem cash back for a statement credit or a deposit into your BankWest checking account.
- Preferred savings, rewards, benefits and perks.
- ID Theft Protection.1
- Mastercard Guide to Benefits
- Credit Card Terms and Conditions
- Rewards Terms and Conditions
If you do not meet our criteria for this card, you may be considered for the BankWest Platinum Rewards card.
Gift Cards*
Prepaid cards make perfect gifts for birthdays, holidays, weddings, graduations, and employee appreciation/incentives. They also provide a great alternative to cash when sending your kids on field trips or off to camp. And best of all, they are always the right size and color! Gift cards are available at all BankWest locations. Here are just a few of the features:
- Minimum card value: $10
- Maximum card value: $750
- Non-reloadable
- Does not allow cash advance or use in ATMs
- Expiration date clearly embossed on the card
- $4 service fee per card, collected at time of in-branch sale
- MasterCard acceptance at thousands of locations and merchants
Disclosures
*Credit cards and gift cards are not FDIC insured.
Credit cards are subject to credit approval. Ask for details.
“MasterCard” and the MasterCard Brand Mark are registered trademarks of Mastercard International Incorporated.
1 Certain restrictions, limitations and exclusions apply. Please consult your Guide to Benefits for specific benefit configuration.
2 Upon approval, a letter will be mailed acknowledging your new account. The Rewards Bonus period begins on the date of the new account letter and ends 90 days later.
3 For details on Rewards Program, please visit https://bankwest-sd.myapexcard.com/apply and select Rewards Terms and Conditions. Rewards options are subject to change without notice.
4 A Balance transfer fee, either 3% or $10, of the amount of each transfer, whichever is greater, will be charged for each balance transfer completed as a part of this promotion. Payments are allocated to posted balances. If your account has balances with different APRs, we will allocate the amount of your payment equal to the Total Minimum Payment Due to the lowest APR balances first. Payment amounts in excess of your Total Minimum Payment Due will be applied to balances with higher APRs before balances with lower APRs.
Helping you cultivate financial success
Your credit score is crucial to your financial health. At BankWest, we're here to remind you of its significance and offer practical tips to boost your score.
There’s no time like the present to get your personal finances organized and under control. Take a look at these ideas to strengthen your portfolio and make your money start working (out) for you!
Meet the people who can make it happen.