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Routing Number: 091400538

ID TheftSmart

Start protecting your personal identifying information today. Enroll online, visit any BankWest location, or call 800-253-0362.

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Protect. Detect. Restore.

Secure
Ongoing credit monitoring.
Always On
Real-time dashboard reports.
Protected
Access to a licensed investigator.

What is ID TheftSmart?

TheftSmart provides comprehensive monitoring, consultation and restoration services to protect your personal identifying information.

What’s in ID TheftSmart for you?

With enrollment, you receive:

  • Ongoing credit monitoring and updates, with access to real-time dashboard reports
  • Unlimited access to and consultation with credit specialists
  • A designated licensed investigator to assist in resolving all issues should your identity become compromised

BankWest checking customers qualify for comprehensive services – for just $6.99 per month.

How ID TheftSmartTM Raises the Bar

Some services monitor subscribers’ personal information. Others monitor information and provide alerts. ID TheftSmart’s licensed investigators combat identity theft issues with a three-staged defense – they attack the issues before, during and after subscribers become victims of ID theft. With this multifaceted approach, all subscribers benefit from the experience and expert consultation provided by the investigators.

Protection – Immediate and Direct Access

  • Consultation with experts on best practices for managing your information
  • Safety guidelines for communicating and interacting online
  • Information about your cardholder rights under federal and state laws
  • Best practices for safeguarding your privacy
  • Access to a personal advocate should your identity be compromised

Detection – Analyze, Consult and Prepare

  • Creation of an action plan if your information has been compromised
  • Interpretation and analysis of credit reports
  • Assistance in establishing fraud alerts
  • Assistance in how to freeze your credit
  • Consultation and resolution of any ongoing issues

Restoration – Resolve and Restore

  • Assessment of the scope and impact of identity fraud
  • Assistance in obtaining police reports
  • Access to a tri-merge credit report (a single report that merges credit report data from the three major consumer credit reporting agencies) and performance of full non-credit searches
  • An advocate to work on your behalf until all ID theft issues are verifiably resolved
  • Placement of seven-year fraud victim statements with credit reporting agencies if applicable

ID TheftSmart Enrollment Form

  • First Name is a required field
  • Last Name is a required field
    • Street Address is a required field
    • City is a required field
    • State is a required field
    • ZIP Code is a required field
    • Phone is a required field
    • Enter Email is a required field
    • Confirm Email is a required field
    • Email addresses must match
    Who is Covered: Individual Applicant for Credit Monitoring
    Services Provided: Triple Bureau Credit Monitoring
    Added Services: Notification of:
    • New accounts opened
    • Payment delinquencies
    • Credit inquiries
    • Public record changes
    • Change of address
    Cost to Customer: $6.99/month per person

    BankWest and its employees, agents, or any of its affiliated or related organizations disclaims all express or implied warranties or representations of any kind or nature whatsoever of its merchantability of the ID TheftSmartᵀᴹ Consultation/Restoration program provided by Kroll Advisory Solutions. You specifically agree, on your behalf and on behalf of your heirs, executors and assigns, not to bring any legal action in any federal or state court or other court of law or equity against BankWest or any of its affiliated or related organizations under any theory of liability and further agree to indemnify and hold BankWest and its affiliated or related organizations harmless. These Terms and Conditions and your access to, use and browsing of the credit-monitoring site are governed by South Dakota law without regard to its conflict of law provisions.

    You may request to cancel your membership at any time in person, by phone, or in writing to BankWest; requests will be processed upon receipt of a signed and dated cancellation form. Cancellation requests received within 2 business days of your monthly membership fee being assessed, will still be charged the monthly membership fee, and monitoring services will continue until the last day of that month. BankWest may cancel your membership at any time due to non-payment. We will provide you with notification prior to cancellation. I do understand that with my enrollment in a credit monitoring program the authentication of my identity is required before any alerts can be sent.

    I understand that BankWest will retain this form. I further understand that I am enrolling as an individual and that any other person related or affiliated to me must complete a separate enrollment. I acknowledge that the account listed below will be debited on a monthly basis for my enrollment in the plan I have chosen above. Finally, I understand that I may cancel my enrollment at any time by notifying BankWest in writing.

    Monthly Fee for Option Selected: $6.99 per month

    Account to Withdraw Fee From
    Type of Account: Checking

    • Last Four Digits of BankWest Checking Account Number is a required field
    • reCAPTCHA is a required field

    BankWest is a full-service financial institution with branches in Madison, Mitchell, Pierre, Rapid City, Spearfish, and other convenient locations across South Dakota.

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