First-Time Homebuyer Program

Buying a home can feel overwhelming. Our mortgage professionals will make you feel at ease, guiding you through every step.

Ready to buy your first home? We've got you.

Affordable
We offer low down payments, low origination fees and low interest rates.
Flexible
Choose the loan terms that fit you best.
Versatile
May be used to purchase an existing home or build a new one.

Achieve Your Homeownership Dreams with Us

Our mortgage team is well-versed in helping people land their first home. We also provide access to the First-Time Homebuyer Program through South Dakota Housing Development Authority, giving you access to an abundance of homebuying resources.

Through the First-Time Homebuyer Program, you may be able to use a mortgage loan to purchase an existing home or build a home. Income and price limits apply.

Helping you cultivate financial success

Looking for a step-by-step guide to securing a mortgage? Check out our six easy steps and get started today.

Before buying a new home, it’s essential to assess your finances and start saving early. Follow a consistent budget and explore these tips to help you get financially ready for homeownership.

Saving doesn't have to be hard

See the many ways we can help you save.


Disclosure All loans are subject to credit approval.