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Rapid City Homeowner's Insurance

New home - Home Insurance by BankWest

BankWest Homeowner’s Insurance – Rapid City


Home is where we raise our families, celebrate holidays and put our feet up at the end of the day. It’s also one of the biggest investments most of us will ever make, so you want to ensure your home is adequately protected with a BankWest homeowner’s insurance policy. Our independent agents at BankWest Insurance in Rapid City will happily walk you through each step of the process and find a plan that best suits you and your family.


BankWest Insurance in Rapid City is an independent, Trusted Choice agency. This allows us to work with dozens of insurance companies to find the best possible homeowners policy for your situation. And as longtime South Dakota residents, our agents not only understand home insurance; they understand the Rapid City area market.


Rapid City Insurance


Home Insurance Options in Rapid City


In addition to protecting your home from unexpected damage, a homeowner’s policy from BankWest Insurance can do much more. In fact, a South Dakota homeowner’s insurance policy can protect the personal property within your home and protect you from claims arising on property you own or rent. To learn how you can maximize your homeowner’s insurance policy, visit with one our experienced agents at BankWest Insurance in Rapid City. Below are six different types of home insurance policies offered at BankWest Insurance in Rapid City. If the information below poses any questions or concerns, please feel free to contact one of our agents in person at a location convenient for you.

Dwelling Coverage

This homeowner’s insurance coverage pays to repair or rebuild your home (including electrical wiring, plumbing, heating and cooling) if it’s damaged by a cause covered under your policy. Typical covered causes include fire, wind, vandalism, hail and other disasters. Flooding is generally not included, so a special rider is required.

Fireman putting out fire - dwelling coverage

Personal Property Coverage

Your physical home isn’t the only piece of property at risk when disasters strike. Personal property coverage insures valuable personal items such as furniture, jewelry and electronics. When visiting with your BankWest Insurance agent, it’s a good idea to have a list of your major household assets.

Wooden cabinet with drawers and handles - personal property coverage

Other Structures

To protect structures on your property, other than your home, BankWest Insurance recommends adding “other structures” coverage to your insurance policy. Examples of other structures include detached garages, garden sheds and even picket fences.

white fence - insurance coverage for other structures

Liability Insurance

This plan protects family members, including pets, from lawsuits arising on your property. Our BankWest Insurance agents can suggest coverage levels, based upon your personal financial situation.

Dog outside in yard - liability coverage

Loss of Use Coverage

Is your home severely damaged? Loss of use coverage will pay for temporary housing in the Rapid City area and living expenses during these trying times.

Three moving boxes - loss of use coverage

Additional Home Coverage

These are just a few of the home insurance policies available at BankWest Insurance in Rapid City. Our agents are open to discuss any additional coverage plans or review your current policies in person.

Building blocks spell home

The beauty of being a Trusted Choice, independent insurance provider is the freedom to tailor each insurance plan to meet the specific needs of each customer in the Rapid City area.


With a commitment to service and decades of experience, our independent agents set us apart from other insurance providers in South Dakota. We’re passionate about serving Rapid City area residents and ensuring they have the coverage to live financially secure lives.


Our BankWest Home Insurance Location in Rapid City


Visit our full-service agency, conveniently located in Rapid City’s Tuscany Square, for all of your Rapid City home insurance needs:

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