South Dakota state law requires all car owners to carry automobile liability coverage. Liability insurance is the most basic and essential coverage available. The three basic components of our liability coverage include: bodily injury, property damage and uninsured motorist liability. When purchasing liability insurance, your BankWest Insurance agent can help you find a coverage level that is right for you and your budget.

It’s a fact of life … accidents happen. If your car is damaged from striking another vehicle or a fixed object, collision coverage will pay to repair the damages or replace your car.

Comprehensive coverage is highly recommended due to the variable weather in Rapid City. Comprehensive coverage will pay for physical damage to your vehicle under most other circumstances including: weather-related damage, theft, vandalism, fire, falling objects or damage caused by an animal. Glass repair is often a valuable part of this coverage.

Despite the logistics or who is at fault in the event of an auto accident, medical payment coverage will provide funding for the medical costs of all covered drivers and passengers.

There is nothing worse than being stranded without wheels when your vehicle has been damaged. A great option for all South Dakota drivers is to have a covered rental car during these trying times.

Car troubles always seem to occur at the worst possible times. BankWest Insurance has your back as we now provide towing and emergency road service coverage for your auto.