Banking That Feels Like a Bonus

Open an ePlus Checking Account and …

Get $200¹

Earn 3.00% APY²

on balances up to $50,000(when requirements are met)
  • Interest earning
  • No ATM fees, any machine
  • One waived overdraft fee
  • No minimum balance
  • $100 minimum to open
  • e-Statements
  • $5.00 monthly fee is waived when reward rate requirement is met3
  • Personal loan discount4
  • Free Online and Mobile Banking

Current ePlus Interest Rates

Reward Rates when requirements are met2:

  • Daily Balance of Zero to $50,000: 3.00% APY* on entire balance
  • Daily Balance over $50,000: 3.00% APY* to 0.30% APY* on daily balance depending on the balance in the account3

Minimum Interest Rate

  • Base rate if reward rate requirements are not met: 0.30% APY* on average daily balance

 


Disclosures

  1. Open a new ePlus checking account with a minimum opening deposit of $100 by December 31, 2025 to qualify. Receive a $200 deposit when you establish a qualifying direct deposit within 120 days of opening the account. A qualifying direct deposit is a deposit by Automated Clearing House (ACH) of your salary, Social Security, pension, or other monthly income of at least $500. To qualify for the $200 offer, your account balance must be $1.00 or more throughout the 120-day qualification period. BankWest will deposit the $200 offer into your checking account within 45 days of meeting the direct deposit requirement. Non-qualifying deposits include those made by mobile deposit, at an ATM, at a physical banking location or by transfer from another account. Incentive is considered interest and will be reported on IRS Form 1099-INT, or Form 1042-S, if applicable.
  2. Annual Percentage Yields (APYs) accurate as of May 1, 2024. Rates are subject to change without notice. Rates may change after account is opened. Balances up to $50,000 receive annual percentage yield (APY) up to 3.00%; and balances over $50,000 earn 0.30% interest on the portion of the balance over $50,000, resulting in 3.00%-0.30% APY depending on the balance in the account. If reward rate requirements are not met: 0.30% APY* on average daily balance. Fees may reduce earnings on account. $100 minimum to open. Restrictions may apply.
  3. ePlus Reward Rate Requirements: Have 15 or more debit card transactions post to your account during the qualification cycle and receive electronic statements. (Pending debit card transactions and all ACH and ATM transactions are excluded.)
  4. Pending application approval. Discount applies with automatic payment from your BankWest checking account.